Buying a Used Car in St. Louis: What You Should Know in 2025

Thinking about buying a used car in 2025? You’re not alone. With rising new vehicle prices and more drivers focused on value, used cars are a smart choice for many St. Louis buyers. But before you hit the lot, it’s important to understand how today’s market works and what steps can help you buy with confidence.

At Clement Pre-Owned, we believe an informed shopper is a smart shopper. This guide breaks down everything you should know when buying a used vehicle in 2025, plus the key advantages of shopping locally in the St. Louis area.

Are Used Car Prices Still High in 2025?

The short answer...yes, but things are improving. According to recent data, the average used car listing price in September 2025 was $25,512. That number is still elevated compared to pre-pandemic years, but signs of relief are finally showing as inventory grows and interest rates stabilize.

One of the tools analysts use to gauge market direction is the Manheim Used Vehicle Value Index this a widely respected indicator that tracks wholesale pricing trends.

Why Buying Local in St. Louis Matters

There are some major benefits to staying local when buying a used car:

Access to full service records from regional owners
Easier test drives and vehicle inspections
No surprise transport fees or delays
Better support after the sale, from local staff you can trust

At Clement, we proudly serve the greater St. Louis and Southern Illinois region with locations in Florissant, St. Charles, Columbia, and more. You can browse and test drive across multiple locations with the same level of service.

Certified Pre-Owned (CPO) vs Regular Used: What’s the Difference?

When shopping used, you’ll often see two options: Certified Pre-Owned (CPO) or traditional used vehicles.

CPO vehicles are used models that have passed a detailed multi-point inspection and are backed by a manufacturer’s warranty depending on vehicles year and milage. They often include perks like roadside assistance, loaner vehicles, and flexible financing.

But this peace of mind comes at a price, CPOs are typically more expensive than comparable non-certified models.

If warranty coverage and condition are top priorities, a CPO might be worth the investment. If you’re budget-focused and comfortable with a well-maintained used vehicle, a traditional used car could be the better deal.

What to Check Before Buying

Whether you’re buying from a dealership or a private seller, make sure you:

Review the vehicle history report (Carfax or AutoCheck)
Take it for a test drive
Have a mechanic inspect it, especially if it’s a private sale
Look for signs of flood damage or frame repairs
Check tire wear, brakes, battery, and fluids

What Documents to Bring with You

Here’s what you’ll need when you’re ready to buy:

Valid driver’s license
Proof of insurance (or contact your agent at the time of purchase)
Down payment or loan approval
Pay stubs or proof of income (if financing)
Title and keys (if trading in a vehicle)

You can also apply for financing directly through Clement Pre-Owned, or bring your own bank or credit union loan details.

Watch for Recalls Before You Buy

It’s important to check if the vehicle you’re buying has any open safety recalls. The National Highway Traffic Safety Administration (NHTSA) provides a free tool to search for recalls using the VIN (Vehicle Identification Number).

→ Check for recalls at NHTSA.gov

Pro Tip: Do Some Research Before You Visit

Understanding fair market pricing and comparing different models can help you negotiate with confidence. These trusted websites offer unbiased reviews, pricing tools, and comparison guides:

Kelley Blue Book (KBB)
U.S. News & World Report – Used Car Rankings
Car and Driver: Used Car Buying Guide
TrueCar: Used Car Market Trends

Start Your Search with Clement Pre-Owned

At Clement, we carry a massive inventory of pre-owned vehicles and many with warranties and flexible financing options. Whether you're looking for a reliable daily driver, a family SUV, or your first car, our team is ready to help you every step of the way.

📍1790 N Hwy 67, Florissant, MO 63033

📞 (314) 526-3518

🌐 clementpreowned.com